About Us

Our Business

Spire Financial originally started as a UK technology and business services company serving clients throughout the United Kingdom. The company created software and delivered technology solutions for the Insurance and Wealth Platform sectors of the Financial Services market.

The focus of the business has, to date, been firmly on the Pension Decumulation sector. Following Pension Freedoms we have seen the Pension market change significantly with the rise of Income drawdown and the movement away from Annuities. Whilst this was happening we saw a change in the focus of the demand for our business towards product and proposition design and development.

This has been led us to focus on delivering new and innovative solutions to financial advisers and Wealth Platforms at both a product design and technology level. We have based this delivery through our proprietary system – Spire Hub.

Spire Hub provides a flexible, component based system that offers solutions to fit the market's unique needs.

"As the Financial services sector develops and advances certain products and propositions are left behind. This is not necessarily because they are bad, it is often more about keeping pace with how financial solutions are delivered in today’s world."

Trevor Cheal, Director

"The nature of the Annuity market has meant that it has not kept pace with the changing face of pension regulation. At Spire Financial we are looking to enhance the offering to customers and make the experience of obtaining a guaranteed income more suitable for today."

Chris Read, Director

The Leadership Team

Trevor Cheal

Trevor has an investment background and has worked in the Stockbroking and Wealth Management field.

Trevor has over 30 years’ experience in the personal financial services sector with executive experience in product development, business development and business strategy. Trevor was the Managing Director at the Wealth Manager Rowan Dartington and has historically worked at both Prudential and Legal & General, holding a number f board positions in their Unit Trust & ISA companies as well as Prudential International.

Chris Read

Chris is founder and CEO at Dunstan Thomas, a highly successful technology company. Over the past 3 decades he has been working to deliver software solutions across industry and more recently over the last two decades, in the pensions and the savings market.

Chris is also founder of Singing Gorilla Projects a not for profit organisation delivering community based projects in Uganda, that give people choices so that they can enrich their own lives and improve the welfare of their communities in a creative and sustainable manner.

Adrian Boulding

Adrian is an Actuary by trade and is one the best known Pension experts and commentators in the United Kingdom.

In addition to his work with Spire Financial Adrian is also Director of Policy at Now Pensions. Over the years he has held many industry positions including Director of Retirement at TISA and Chairman of the Pensions Quality Mark.

Our values

At Spire Financial our values reflect our behaviour and provide guidance where there is uncertainty. Our values shine through our work with our clients, our relationships with our suppliers, our interactions between each other and our impact on community and society.

  • Client Focused - Our client's needs are paramount, so we put them at the heart of everything we do.

  • Approachable - Our people are friendly and easy to talk to. Access to our service is simple and there's always someone on hand to help.

  • Quality of Service - Every one of our clients is important to us. We provide the same high standards of care and service, no matter what your circumstances. And we aim to improve that service every day.


Spire Financial Limited was established in 2010 following the culmination of six months analysis carried out to understand the market appetite for developing distribution opportunities for Insurance products within both the Wealth Platforms and the Corporate Pensions market.

In 2011 Dunstan Thomas became a partner in the business, bringing its unrivalled reputation in developing technology solutions in the retirement industry. By 2012 Spire Financial had deployed its proprietary system – Spire Hub - into the Wrap platform Nucleus supporting three Insurance Companies, Just Retirement, Liverpool Victoria and MGM Advantage.